PENNSYLVANIA ASSOCIATION of CREDIT MANAGEMENT
A Member Owned Professional Association established in 1896 to Support
and Educate the Credit Profession

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TESTIMONIALS

SCOTT ELECTRIC
"I have been an active member of the PACM for over twenty years. My involvement
extends to the Electrical Suppliers Group. I feel they are of great value in collecting
information about our customers for utilization in decision making. Their services
enables me to obtain "face to face" information and I have built strong relationships that have
been valuable in the prosecution of my duties as a credit manager. Their service has been
both essential and beneficial in our business operations."

- Stephen D. Thomas, Credit Manager

BABCOCK LUMBER COMPANY
"As a longtime member - I cannot imagine my work life without PACM. The industry networking,
the collection support, and educational opportunities have been invaluable. If you are in
the credit profession, you must give PACM a try."

- David Whitlinger

CLOVER HILL FOODS
"Our company's expansion has required substantial increased attention to delinquent
accounts. PACM's colleciton department continues to be a significant factor in providing
us with additional support and positive results."

- David R. Gantz, Credit Manager

ALTOONA PIPE & STEEL SUPPLY CO
"I have been in the credit field for almost 5 1/2 years. Two years ago, I joined an organization
that helped my learning process - PACM. I joined a trade group - Building Trades Group. This
is the part that I find very informative. I believe the best way to learn is to talk to people
in the same field. We have had numerous guest speakers discussing various related topics.
One thing I have learned in the credit field is that you never know what kind of situation
is going to occur; you have to be prepared for anything. This is where my trade group comes
in handy. I have a handful of references at my fingertips. PACM offers more than just trade
but I would be a member just for the experience and knowledge gain from the group meetings
groups, and functions. I would recommend PACM to everyone who is in the credit field."

- Matt Ergler, Credit Manager

CTR SYSTEMS INC.
"Participating in the PACM's Industry Credit Groups has been an invaluable experience. It
has been my privilege to participate in both the Electrical Suppliers and Floorcovering
groups. I was able to meet with my peers to share valuable trade and credit experience
on mutual accounts. In today's impersonal climate this unique feature of the PACM is a
real perk of membership!"

- Corrie Zettle, Accounts Receivable Collections Manager



E-Mail: info@peacm.com